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Back2School!

When I finished army, my plan was to find a job, work for a year and go back to school. It’s been a year and a half after I ORDed and I believe if I don’t start now, I might never find the motivation to do it next time. And so, come end August I will be submitting my application and I will begin my bridging course in September. This is my last chance to graduate with a degree while I am still 25.

Many of you might think this is quite an impulsive decision but I’d beg to differ. I’ve thought it through and through while I was lying in bed in Seletar Camp and many nights before I go to sleep as a a civilian. I’ve shopped around for schools and courses and shortlisted SMa’s business courses. Degrees are issued by Murdoch. Relatively recognised in the private sector though it’s not Ivy League nor a local university. I blame this on myself for having too much fun in Poly year two. For someone who did a GPA of 3.6-3.8 (max 4) for 4 out of 7 semesters, I should have been in NUS or SMU. Thanks to the 3 semesters of GPA ~1. What a bloody waste, I know!

As for course, I’m still wondering if I should do a single major in Management, or double major in Banking & Finance. Of course doing a single major will be so much cheaper and easier but during these two years, I’ve started to grow a keen interest in the economy and investments, mainly from my career in Prudential advising on investments and wealth planning. So that I’m still undecided on that. (Input from you readers will be appreciated +) )

Financing my school fees will be a BIG headache mainly because I am starting school without any savings. I know you’re shaking your head at me right now. A consultant who tells his clients that saving is important for his future is not doing what he preaches. I blame this once again on myself for taking that super long one month holiday in Dubai/Europe, and then Bangkok after coming home. This further affirms my point that it might be hard to save and put aside money every month but at times like this, money does come in VERY handy.

I have gotten the blessing from my boss to start school come September and he has been very supportive in the decisions I’ve made through my year in Prudential. I must say that I’m really blessed to find such a good mentor who sticks with me through thick and thin, ups and downs. Though it sounds like I am leaving Prudential, I AM NOT. I will still be a full time Financial Consultant. I will still be providing financial advise to all my clients, friends, and to be honest, anybody who needs any. I hope that my clients will be supportive, as they always are, while I take on another challenge in my life.

I foresee the next 2 years to be very tough, in every sense of the word. I will have to reduce my extravagant lifestyle – all the shopping, drinking and feasting as money will be used to finance this endeavor. For all the people out there whom I’ve shown an act of kindness to (VERY RARE, I KNOW), please don’t forget to give me a treat or two because I am about to be very, very broke come 31st August. As my first commitment to spending lesser money, I will be canceling 4 credit cards come tomorrow. Worse comes to worst, I will be liquidating my wardrobe. (I JUST TEARED WHILE TYPING THAT.)

Obviously, I am going to spend lesser time on leisure but I will not shortchange myself by taking away time I spend exercising. My goal to lose 10KGs this year still stands. Right now, I am 3KG down and I have 7 to go. I believe that the added stress will contribute to the weight (not to mention hair) loss as well. Probably have to say no to mahjong very often. My heart just sank and hit my toes.

Balancing work, school and my sanity is not going to be child’s play but I’ve seen people around me do it and as much as this sounds really arrogant, I believe I can do it too. My aim is to finally graduate with a distinction/merit!

I know right now I sound like a drama queen but it is quite a big decision I am making, considering it costs twenty-three fucking thousand dollars. This post is starting to sound a little yawn-worthy as well so I’m going to stop right here.

(Please pray for my sanity)

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  1. August 19, 2011 at 11:27 am | #1

    Sam, I am extremely proud of you at this point of time. I may not show it or even verbalize it, but I always have had tons of respect for you and this post of yours has just affirmed that.

    For that little tricky decision in choosing a major, I suggest you speak and learn more from your peers and seniors but personally, I would say that if the cost and time incurred for doing a double major are not too unmanageable, you should really go for that. Banking and Finance is certainly a niche but it doesn’t mean that Management is any less of a specialized branch as well. But having both, along with the wealth of experience you have garnered over the years, will certainly give you an edge– an essential one too, I would believe.

    Meet up when I am back and I am definitely bringing you out for a nice dinner and drinks. See it as my very belated birthday present to you, bundled with a little Back To School treat.

    I sincerely hope that you will have fun as you venture back into the classroom, and please, if you EVER need anything, don’t hesitate to ask. I will see you back in Singapore soon, eh!

    ALL THE BEST!!

    With so much love,
    Nicky

    P/S: That whole canceling of credit cards may be a tad extreme but I am just so proud to have you as a friend. Amazing, lah!

    • perhapsalways
      September 4, 2011 at 11:14 am | #2

      NICKY! Thanks for the encouragement. I’ve decided on the major – Banking & Finance.

      Can’t wait for you to be back! (And the free dinner.) I’m cheap like that.

  2. rainnabe
    August 19, 2011 at 11:50 am | #3

    Yay! All the best to you! U can still be a financial consultant so you won’t be losing all your income. :)

    Adrian

    • perhapsalways
      September 4, 2011 at 11:15 am | #4

      THANKS +)

  3. August 21, 2011 at 8:19 pm | #5

    Agreeing tons with Nicky and i’m giving you all my support (mentally) all the way from Malaysia! I hope you’d be able to iron out the financial matters soon!

    Sincerely,
    Your dear daughter.

    P/S. Missing you tons, Sam!

    • perhapsalways
      September 4, 2011 at 11:15 am | #6

      THANKS! +) Don’t worry when I am stressed I’d text/msn to scold you and vent my frustrations! :P

  4. jooles
    August 26, 2011 at 5:55 pm | #7

    Consider this: I know someone who got on the IT boat when windows95 began taking over the world (from windows 3.1) and rode that wave right through uni even though he graduated with an English degree. He then ventured into the Financial industry and then got out of it and into the IT industry, 15 years on. He still gets excited about the financial industry because he spent time in it. My point is, just get that paper. What you do with your life is what you make of it.

    • perhapsalways
      September 4, 2011 at 11:16 am | #8

      Hey juju, yeah. I’m going with B&F.

  5. September 4, 2011 at 2:40 am | #9

    Go you! :) with loads of happy vibes

    • perhapsalways
      September 4, 2011 at 11:16 am | #10

      Thanks Ryan! :) Shall bug you when I need a mugging buddy.

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